BACKGROUND.....Wisconsin Credit Association offers effective and results oriented collection and recovery services. Our purpose is to provide our WCA member companies with a quality, professional and trustworthy recovery service, to assist companies of all sizes, industries and geographical locations. Our industry expertise, state-of-the-art systems, and telecommunications, allows us to extend our service and effectiveness on a nationwide basis.

CREDENTIALS.....WCA is recognized and acknowledged for establishing and setting the industry standards for generally accepted credit and collection practices and principles. WCA is integrally associated with the Commercial Law League of America. To ensure our financial responsibility, Wisconsin Credit Association is bonded, regulated and licensed by the Wisconsin Banking Commission.

PERSONALIZED SERVICE.....Our experienced professional staff act as an extension of your collection function working with you and your customer to obtain results. We pride ourselves on our ability to analyze each case, take the necessary and appropriate action(s) and recover your receivable in the shortest time possible. Our staff provides you with professional and practical advice at critical times during the recovery process. Our #1 goal is to protect our members interest, always.

INDIVIDUALIZED & STATISTICAL INFORMATION.....Effective no-nonsense communications is key to keeping you informed on your debtors. We report significant timely information to you as your case proceeds. We provide, upon request, a computerized status report to keep you apprised on all of your debtor accounts. This easy to understand summary will allow you to track individual debtor progress.

PROGRESSIVE COLLECTION PROGRAM.....When you engage our services, you will receive:

Pre-Collection Demand Forms - This final demand tool will collect many of your accounts before the need for collection services are required.

Commercial Credit Reporting Capability - Your Association is responsible for, controls and has access to multiple commercial credit reporting data bases. When appropriate, we advise and update these data bases of an adverse case or situation, so that other credit managers are aware of action occurring on a particular debtor.

Collection Reminder Stickers - These can be placed on your account invoices or statements as a reminder that you're ready to do what it takes.

10-Day Free Demand Service - Our recovery kit contains final demand forms that offer our members flexibility to select their own demand period (up to 10 days), where accounts may be paid or withdrawn with no fee due.

Automatic or Immediate Engagement....If your debtor does not respond to the final demand within the period you've specified, we automatically open our online case file and engage your debtor immediately. Cases which are reviewed for immediate collection, are engaged upon our receipt of the claim.

Contingent OR Hourly Engagement...Only Wisconsin Credit Association offers its members the choice of a contingent or hourly placement. Choose which option works best for you.

Forwarding Service...WCA's affiliation with attorneys nationwide can expedite any necessary legal action that may be required to recover your receivables.

Contingent Rate Guarantees...WCA will guarantee the same contingency rate % whether we recover your receivable or our network of attorneys causes a recovery.

CONTACT.....Call the Wisconsin Credit Association for further information at (262) 827-2880 or e-mail us at collection@wcacredit.org.

If you are interested in receiving more information about our Temporary Help Credit and Collection Services, please contact Linda Chernault for further details.