1. EXPERIAN Business Database  (Direct Access Available)
   The best choice for medium to small businesses.   A variety of report options available including full business profiles, summary reports, small business advisory reports, industry profiles and business scoring reports.  This database has emerged as a valuable credit manager's tool.  If you need to know how your customer pays creditors, Experian is your solution.
   
   
2. EQUIFAX Commercial Credit Reports  (Direct Access Available)
   A unique commercial credit report that leverages & displays proprietary banking and leasing information from the Small Business Financial Exchange.  Forty-six of the nation's top fifty financial institutions in the United States provide their experience with small businesses they serve.  Now unsecured trade creditors can access this powerful and informative database to find, evaluate, and manage your small business customers.
   
   
3. DUN & BRADSTREET
   Email or fax request.
   The largest business credit report provider in the world and probably the most recognized name in credit reporting circles. Members have access to all reports including the Business Information Report and the Comprehensive Report; the two most often requested products from D & B.  Database specializes in medium to large companies.
   
   
4. TRIPLE-MERGED BUSINESS OWNER CONSUMER Credit Report  (Direct Access Available*)
   A fantastic tool credit people can use to obtain all the information on a business owner in making their business credit decision. Special software and programming extracts data from Equifax, Trans Union & Experian simultaneously, purges duplicate information and reformats the data into an easy-to-read complete report.  The ultimate consumer report that removes any doubt whether you have all the information available on your debtor or prospective customer.



5. TRADE GROUP EXCHANGE (TGX)  (Direct Access Available)
   Your customer's payment habits have been captured from one or more of the credit association offices across the country via industry credit groups and direct data contributions.  This trade information database is your low cost source of data originating from member companies actively selling to the subject.



6. EQUIFAX (Formerly Creditel) - Canadian Credit Reports   (Direct Access Available)
   The best credit reports available on Canadian companies.  Affordable, complete history and excellent payment trending information.  Weighted prediction indices (risk & payment) on each subject.
   
   
7. COFACE International    (Direct Access Available)
   Coface is the premier source for international credit reports.  This provider of international credit reports is actually a source for other prominent international credit-reporting providers.  Coverage is worldwide, to every country with no exceptions.  Every report is fully investigated (or re-investigated if older than 120 days) to ensure the timeliest information is delivered.  Credit limit opinions provided.
   
   
8. BERNARD SANDS    (Direct Access Available)
   Bernard Sands has been a leading source of retail credit intelligence since 1925. “Credit Pay” reports are designed to help creditors by giving them a unique insight on US retail businesses including; customer metrics predicting, a six (6) month account monitoring on every report purchased and recommended credit lines. Reports include; a payment quality index, adjusted average high credit, risk levels, credit pay index & charts, detailed trade & public records.
   
   
9. KRELLER GROUP INTERNATIONAL

Email or fax request.
Kreller International Credit reports are exclusively produced & investigated for each creditor.  Kreller provides current information available at the time of the inquiry.  Superior reports & superb service.  Coverage is worldwide, to every country with no exceptions.  Credit limit opinions provided.

All Credit Reports are available to Subscribers.  Your request will be processed upon receipt (based upon each database's normal turnaround time).  If you have a PC, Internet access (or a modem and telephone line), and you would like to access the database(s) yourself at no extra cost, please contact Lisa to acquire further information. * $150.00 set up fee required by Triple Merged Business Owner Consumer Credit Report data Benefit direct access.